Pensioners
Home  |  Pensioners  |  What happens when I die?
What happens when I die?

When a GEPF pensioners dies:

  • GEPF will contribute to funeral costs by paying funeral benefits;
  • If the pensioner dies within five years of retiring or being discharged, GEPF will pay the balance of the retirement or discharge annuities to the beneficiaries. (Please refer to Death within five years of retirement.)
  • If the pensioner leaves behind a spouse, life partner or orphaned children, they will qualify for monthly pension benefits. (Details are under Spouse’s annuity and Orphan’s annuity.)

Funeral benefits

This benefit consists of R7 500 for the funeral of the pensioner who has died. This amount is also payable for the funeral of a pensioner’s spouse or life partner. For the funeral of an eligible child, the benefit is R3 000.
Wherever possible, GEPF tries to pay this benefit within 72 hours of receiving the application. The benefit is paid out as a cash lump sum and is taxable.

How can your family access the funeral benefit?

We will accept claims for funeral benefits from the deceased pensioner’s spouse, major child, parent or parent-in-law, brother/sister or brother-in-law/sister-in-law or the executor of the estate. No payment will be made to a funeral undertaker.

The person claiming the funeral benefit must provide the following documents:

  • A correct and completed Funeral Benefit Claim form (Z300).
  • An original certified copy (not older than six months) of the death certificate issued by the Department of Home Affairs;
  • A certified copy (not older than six months) of the green bar-coded identity document, passport or birth certificate (in the case of a minor child) of the deceased (if applicable);
  • An original certified copy (not older than six months) of the applicant’s green bar-coded identity document or passport;
  • A correct and completed Banking Particulars form (Z894). If this form is not completed and provided, the benefit will be paid via the Post Office.

Important: If the funeral benefit must be paid into a bank, the claim must be posted or hand-delivered to GEPF. If the money is going to be paid into the Post Office, the claim must be faxed or emailed.

Death gratuity

This gratuity is paid to your nominated beneficiaries as a once-off cash lump sum.

How can your beneficiaries access the gratuity?

This depends on whether or not you completed a Beneficiary Nomination Form (WP1002) before your death.

If an up-to-date form was completed and the beneficiaries are 18 years or older, they must:

  • Complete the Banking Particulars form (Z894), and
  • Provide certified copies (not older than six months) of their green bar-coded identity documents.

If a form was completed but the beneficiaries are younger than 18, GEPF needs:

  • Certified copies (not older than six months) of the beneficiaries’ birth certificates;
  • A guardian letter; and
  • A certified copy (not older than six months) of the guardian’s green bar-coded identity document.

If no valid beneficiary nomination form exists, GEPF may divide and award the gratuity among the beneficiaries according to the rules of the Fund.

Death within five years of retirement

Retirement or discharge annuities are guaranteed for five years after a GEPF member becomes a pensioner. If a pensioner dies within this period, the balance of the five-year annuities (excluding the annual supplement) is paid to the beneficiaries in a once-off cash lump sum.

How can your beneficiary access this benefit?

Your spouse has to complete the Application for Spouse's Pension and submit it to GEPF with the following documents:

  • A certified copy (not older than six months) of his or her green bar-coded identity document;
  • A certified copy (not older than six months) of the pensioner’s death certificate;
  • A certified copy of the pensioner’s green bar-coded identity document or passport and confirmation of death by the Department of Home Affairs; and
  • A certified copy of the marriage certificate (religious, customary union or civil) as issued by Home Affairs. Alternatively, the spouse can provide proof of marriage by means of a certified copy of a customary union certificate, Hindu certificate or lobola affidavit and confirmation of the customary union by representatives from both families.

Spouse’s annuity

This is paid to a surviving spouse, including an eligible life partner. If there is more than one eligible spouse, the
annuity is shared equally among them. The spouse’s annuity is a lifelong monthly pension and is not affected by remarriage.

How can your spouse access the annuity?

When a pension dies, the spouse needs to fill in the Application for Spouse Pension form (Z143) and submit it to GEPF, together with the following documents:

  • A certified copy (not older than six months) of his or her green bar-coded identity document;
  • A certified copy (not older than six months) of the pensioner’s death certificate;
  • A certified copy (not older than six months) of the pensioner’s green bar-coded identity document or passport and confirmation of death by the Department of Home Affairs; and
  • A certified copy of the marriage certificate (religious, customary union or civil) as issued by Home Affairs. Alternatively, the spouse can provide proof of marriage by means of a certified copy of a customary union certificate, Hindu certificate or lobola affidavit and confirmation of the customary union by representatives from both families.

Orphan’s annuity

This benefit is for the eligible children of deceased pensioners. It is paid when both the pensioner and the pensioner’s spouse have died.

How can your orphaned child access the annuity?

GEPF needs the following documents to process an orphan’s application:

  • The appointment letter of the guardian or caregiver;
  • If the orphan is a full-time student, proof of this from the tertiary institution concerned (proof is needed for each year from the date the child was orphaned to the date of application);
  • Certified copies (not older than six months) of the birth certificates of all orphans; and
  • If an orphan is over the age of 16, a certified copy (not older than 6 months) of the child’s green bar-coded identity document must be submitted.

Retirement or discharge annuities

Retirement or discharge annuities are guaranteed for five years after a GEPF member becomes a pensioner. If a pensioner dies within this period, the balance of the five-year annuities (excluding the annual supplement) is paid to the beneficiaries in a once-off cash lump sum.

How can your beneficiary access this benefit?

Your spouse has to complete the Application for Spouse's Pension form and submit it to GEPF with the following documents:

  • A certified copy (not older than six months) of his or her green bar-coded identity document;
  • A certified copy (not older than six months)of the pensioner’s death certificate;
  • A certified copy (not older than six months)of the pensioner’s green bar-coded identity document or passport and confirmation of death by the Department of Home Affairs; and
  • A certified copy of the marriage certificate (religious, customary union or civil) as issued by Home Affairs. Alternatively, the spouse can provide proof of marriage by means of a certified copy of a customary union certificate, Hindu certificate or lobola affidavit and confirmation of the customary union by representatives from both families.
Contact Us Contact Us Most Visited Categories
Board of Trustees
3rd Floor Block A,
River Walk Office Park
41 Matroosberg Road
Ashlea Gardens, Extension 6 Menlo Park
Pretoria
South Africa

Tell: +27 12 424 7330
Fax: +27 12 424 7322

For more information, click here

GEPF Administration Office
Kingsley Centre
Corner Steve Biko and Stanza Bopape Street
Arcadia
Pretoria

Tell: +27 80 011 7669
Fax: +27 12 326 2507

For more information, click here

GEPF at the Retirement Expo 24 - 26 October 2014.
GEPF to hold a RMC workshop in Free State on Tuesday, 14 October 2014, at the Botshabelo Stadium
GEPF pensioners or members will not lose lump sum in 2015
Statement by Treasury on the impact of proposed retirement reforms
Mpumalanga GEPF Community Roadshow 20 September 2014
News
Press Releases
Photo Gallery
Vacancies
Tenders
© 2012 Sitemap  |  Disclaimer  |  Fraud Line  |  Contact Us